Should Foreigners Take a Mortgage in Warsaw in 2025 and How to Do It?️
05.05.2025
Poland’s capital, Warsaw, has become one of Central Europe’s most attractive destinations for property investment. With its growing economy, strong rental market, and strategic location within the EU, the city has seen a rising number of foreign buyers—both investors and expats—interested in buying apartments, houses, and commercial properties.
But is it worth it to take out a mortgage in Warsaw as a foreigner in 2025? And more importantly, how can you do it legally and efficiently? This guide walks you through the benefits, risks, requirements, and practical steps to securing a mortgage in Poland’s capital city.